Artificial intelligence has moved from the experimental corner of the office to the center of daily operations. Businesses use AI to screen résumés, analyze financial data, monitor equipment, and communicate with customers. With that shift comes a new category of risk — one that insurers are watching closely because claims are already happening. What once felt like a futuristic concern has become a practical, day to day exposure that touches nearly every industry. [September 2026, 472 word article]