Low enrollments and low contributions not only mean that you’re not getting your money’s worth out of your administrative dollars, they can also translate into decreased employee loyalty and failure of nondiscrimination tests. Following are five common retirement plan problems and how you can solve them.

Problem 1: Lack of Participation

One study reports that 56 percent of private sector workers had access to a defined contribution (DC) plan in 2006, but only about 40 percent participated. Younger workers and low-income workers are less likely to participate... [1029 word article, January 2010]