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Insurance 101: Appraisal vs. Arbitration

Sometimes in a property loss situation, the insured and insurer will disagree on the value of the damaged, lost or destroyed property. As this affects the claim payment, both parties will want to reach an agreement.

Your homeowners policy probably contains a clause that will call for an appraisal when either the insurer or insured makes a proper written request. A typical homeowners appraisal clause might read:… [390 word article, Spring 2012]


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