In 2009, the Coast Guard counted 4,730 recreational boating accidents that involved 736 deaths, 3,358 injuries and approximately $36 million dollars of damage to property. If you own or regularly operate a boat, you probably need more coverage than your homeowners policy provides.

A survey by one insurer found that 29 percent of all boat owners did not have a separate watercraft insurance policy… [563 word article, June 2011]