For many of us, travel is more than an adventure?it can represent a considerable investment of time and money. This makes travelers insurance one of the most widely used forms of personal insurance outside the ?big three? of homeowners, car and life. According to the U.S. Travel Insurance Association (UStiA), sales of travel insurance and emergency services provided by UStiA grew nearly 20 percent between 2009 and 2010. [802 word article, Summer 2012]