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401(k) Basics: Nondiscrimination Testing

Test anxiety isn’t just for students. The words “nondiscrimination testing” can strike fear into even the bravest of benefit administrators. What is nondiscrimination testing, why is it necessary, and how can you avoid it?

Under a 401(k), employees can elect to have the employer contribute a portion of their wages to the plan. These plans enjoy several tax advantages:... [661 word article, February 2011]


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