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Defined Contribution: Coming Soon to Health Benefits?

In the retirement field, defined contribution plans, such as 401(k)s, have been supplanting traditional defined benefit pension plans for the past 25 years or so. Many experts predict that we’ll be seeing a similar trend in health benefits, particularly among smaller employers. When employers transition to a defined contribution health plan, voluntary benefits will become increasingly attractive. [October 2012, 823 word article]

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