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High-Deductible Health Plan (HDHP) Basics

To qualify you for enrollment in a HSA, your HDHP must meet specific criteria for 2011:

·       It must have a minimum deductible of $1,200 (self-only coverage); $2,400 for family coverage.

·       Annual out-of-pocket maximums (including deductibles and copays) cannot exceed $5,950 (self-only coverage) or $11,900 (family coverage)… [199 word article, August 2011]

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