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Optional Coverages Enhance Your Disability Coverage

Individual disability income insurance plans offer more features than group plans. Most give you the option of purchasing additional coverages, or riders, for your policy.

Typical riders include:

Cost of Living Adjustments (COLA). COLA prevents inflation from eating away at your benefits by automatically increasing your benefits every year (generally starting after the first year of disability)… [292 word article, May 2011]


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