|Optional Coverages Enhance Your Disability Coverage|
Individual disability income insurance plans offer more features than group plans. Most give you the option of purchasing additional coverages, or riders, for your policy.
Typical riders include:
Cost of Living Adjustments (COLA). COLA prevents inflation from eating away at your benefits by automatically increasing your benefits every year (generally starting after the first year of disability)… [292 word article, May 2011]