A study conducted by Boston College’s Center for Retirement Research reported that American workers are $6.6 trillion short of what they need to retire comfortably. Meanwhile, over the next five years, the health and medical insurance industry’s revenue is forecast to increase at an average annualized rate of 5 percent — putting even more pressure on Baby Boomers’ retirement nest eggs. Still, if you are 10-20 years away from your desired retirement age, you can take steps now to make it easier to retire on your terms. [September 2012, 626 word article]