Universal life, a form of whole or “permanent” life insurance, has become the most popular type of permanent life insurance. According to LIMRA, an insurance research association, premium for universal life (UL) policies in the U.S. grew 43 percent during the first six months of 2011. The number of policies in force grew by 14 percent during the same period. You can offer this popular form of life insurance on a voluntary basis to give your employees another savings option at great group rates. [December 2011, 833 word article]