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Why Self-Insured Employers Need Stop Loss Insurance

No discussion of self-insured health plans would be complete without an examination of stop loss reinsurance. Self-insured employers can buy stop loss reinsurance to protect themselves when claim costs exceed their expectations. This form of reinsurance for self-insured employers limits the amount the employers will have to pay for each person’s health care (individual limit) or for the total expenses of the employer (group limit). [June 2012, 397 word article]


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